When your financial life changes, knowing which questions to ask can be just as important as knowing the answers. As the old saying goes, “You don’t know what you don’t know”, and overlooked details can lead to unexpected financial consequences. After losing your...
Key Takeaways Tax planning can help you manage what you owe and keep more of your retirement savings available for your needs. The accounts you save in can determine how much tax you pay when you start using your retirement funds. Start planning early, ideally with the...
A hypothetical story about the difference between having money and understanding what it can make possible. The following is an illustrative, hypothetical case study. It does not describe an actual Fero Financial client or represents an actual client outcome. "I Know I...
Your Husband Has Passed Away. What Happens to Your Financial Life Now? Financial guidance for widows who want clarity, confidence, and a thoughtful plan for the future. There is a moment many widows experience that rarely gets talked about. The paperwork may be...
Key Takeaways Recessions and bear markets describe two different aspects of economic downturns. A recession affects the overall economy, while a bear market refers to significant declines in the stock market. No two recessions or bear markets are exactly alike, so...
Key Takeaways From history, the stock market experiences significant short-term uncertainty and volatility during war because investors react to changing expectations about interest rates, economic growth, inflation, and their earnings. Selling your investments because...
Rebekah J. Fero, CFP®, AIF®
Jeffrey J. Fero, II, CFP®
